Alipay
from RUB 1M for companiesFunds credited to the supplier's wallet. You need a QR code for receiving payment or the wallet details.
1–2 hours · the recipient's wallet must be verified
For companies and individuals
Paying a supplier in China
When your supplier's bank turns the payment back because of the Russian party in the contract, the money is sent by a non-resident company — via Alipay, WeChat or a bank transfer. Funds are credited in one to two hours, and your accounting team keeps a full set of closing documents.
Minimum amount
CNY 1,000
private transfer
Crediting
1–2 hours
after your payment is received
Alipay for companies
from RUB 1M
for company deals
Incoming from China
we don't handle
we only send to the recipient
Why a direct payment fails
What your supplier's bank sees
Chinese banks consistently check the origin of funds. When a supplier brings a contract to compliance and the other party to it is a Russian company, the payment is turned back — whatever the goods and the amount. This is the most common reason for a refusal on the China route.
Under the agency arrangement, the funds are sent to the supplier by a non-resident company. The Russian party does not appear in the payment itself, while your company remains a party to the contract and receives the closing documents.
Payment formats
Three ways to send money to China
WeChat Pay
private transferThe same principle: a QR code of the recipient's wallet. Works when your supplier operates through WeChat.
1–2 hours · the recipient's wallet must be verified
Bank account
from CNY 40,000A transfer to an individual's card or account in China. You need the recipient's name, bank and account number.
The threshold is higher than for wallets
The format is chosen to match how your supplier is ready to receive the money. A manager will tell you what is available for your deal after checking the recipient.
Not sure which format fits?
Send us the supplier's bank details or the wallet QR code — a manager will check the recipient and suggest a method.
What people come to us with most often
What is imported from China
Cars and machinery
A separate area with its own requirements: you will need customs receipt orders for the past one to two months and details of the import method.
Consumer goods
Regular batch purchases from several suppliers. The arrangement is set up once and then repeats without renegotiation.
Equipment
Large one-off deliveries where both the timing and the payment confirmation matter for the shipment to go ahead.
Services and marketing
Promotion on marketplaces, development, design. For services you also need work completion certificates — without proof that the transaction is genuine, it is not processed.
Case
ImportFurnitureAlipay
Paying for furniture from China via Alipay after the supplier's account was frozen
The counterparty's bank account turned out to be unavailable. The payment was made in another format — through a wallet, with confirmation and closing documents.
Read the caseCommon to all destinations
The scheme, documents and checks
The agency agreement, how the rate is locked before 16:00, what the closing document set includes and the AML and KYC procedures are the same for every country. All of it is covered on the section page.
To the “Payments abroad” sectionSee also
Alipay and WeChat Pay: how to use them
How Chinese payment wallets work, what is needed to receive funds and when this format works better than a bank transfer.
Read the articleQuestions and answers
About the China route
General questions about the scheme and documents are on the section page.
What do you need to send us for the payment?
The Alipay or WeChat wallet QR code so the funds can be credited, or the recipient's full bank details: name, account number and bank name. For a company deal, also an invoice and your company details sheet.
Why does a Chinese bank turn the payment back?
At compliance the bank sees the Russian party in the supplier's contract and refuses to process it. Under the agency arrangement the funds are sent by a non-resident company, and the Russian party does not appear in the payment.
What does “the wallet must be verified” mean?
The recipient's wallet must pass identification in the payment system. Funds will not be credited to an unverified wallet — this is a restriction of the system itself, not ours.
Can you receive a transfer from China?
No. On the China route we only send funds to the recipient. Receiving money from foreign companies works on the European route.
What is the minimum amount for China?
A private transfer starts from CNY 1,000. A transfer to an individual's bank account starts from CNY 40,000. Payment via Alipay for company deals starts from RUB 1 million.
We are paying for services, not for goods — does anything change?
Yes. For services you also need work completion certificates — proof that the transaction is genuine. Without them the payment is not processed.
Ready to start
Your Chinese supplier isn't getting paid?
Send us the bank details or the wallet QR code — we will check the recipient, choose a format and give you the terms before the transaction starts.